Housing & Urban Development Corporation Q4 FY25 earnings call: Revenue & Margins
Q4 FY25 earnings call: what management said on revenue, margins and capex.
- Revenue
- ₹2,845Cr
- +37.8% YoY
- +3.1% QoQ
- Net profit
- ₹728Cr
- +4% YoY
- −1% QoQ
Guidance rank: #14 of 67 in Finance
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Housing & Urban Development Corporation Ltd Q4 FY25 key numbers
- Revenue
- Current sanctions stand at INR 1.27 lakh crores, with disbursements of INR 40,000 crores in the last financial year.
As stated in Housing & Urban Development Corporation Ltd's Q4 FY25 earnings call transcript · published 1 Jun 2026. Reported figures, not investment advice.
The short version
HUDCO targets a loan book of INR 1.5 lakh crores by FY '26 with cautious but aggressive growth. HUDCO targets sustained loan book growth, aiming for INR1.5 lakh crores by FY '26 and INR3 lakh crores by 2030.
From Housing & Urban Development Corporation Ltd's Q4 FY25 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- HUDCO targets a loan book of INR 1.5 lakh crores by FY '26 with cautious but aggressive growth.
- Current sanctions stand at INR 1.27 lakh crores, with disbursements of INR 40,000 crores in the last financial year.
- The company’s loan book has the potential to grow up to 4x from the current size, aligned with government infrastructure spending.
- The pipeline includes over INR 2 lakh crores in committed projects and INR 8 lakh crores worth of MOUs to be executed in 1-2 years.
- HUDCO is focused on improving margins and maintaining asset quality while growing the portfolio sustainably.
2 more points from Housing & Urban Development Corporation Ltd's call on revenue
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Profitability & Margins
HUDCO targets sustained loan book growth, aiming for INR1.5 lakh crores by FY '26 and INR3 lakh crores by…
Locked: what Housing & Urban Development Corporation Ltd said on margins
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Capital Expenditure Plans
- HUDCO has a committed pipeline of over INR 2 lakh crores sanctioned in the last and current financial year, indicating ongoing capital investment in infrastructure projects.
- There are MOUs signed worth around INR 8 lakh crores for projects expected to come up within 1-2 years, showing strategic commitments.
- The company is engaging with states for infrastructure projects through MOUs, enabling a continuous flow of potential investments over the next 5 years.
- HUDCO plans to start PPP or HAM model private sector funding selectively to build capacity and capability.
2 more points from Housing & Urban Development Corporation Ltd's call on capex
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
No immediate capital infusion is planned as the company's capital adequacy ratio is strong at around 46.6%.
Locked: what Housing & Urban Development Corporation Ltd said on fundraising
Also locked on this page: margins
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Order Book & Pipeline
- As of March 31, 2025, HUDCO had sanctioned loans amounting to INR 1.27 lakh crores.
- The company has disbursed around INR 40,000 crores from this sanctioned amount.
- Typically, disbursements from sanctioned loans occur over an average project period of about 2 years, aligning with project milestones.
- HUDCO has a committed pipeline of slightly more than INR 2 lakh crores, sanctioned in the last and current financial year.
2 more points from Housing & Urban Development Corporation Ltd's call on order book
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What H U D C O's management said in earlier quarters
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were Housing & Urban Development Corporation Ltd Q4 FY25 results?
HUDCO targets a loan book of INR 1.5 lakh crores by FY '26 with cautious but aggressive growth. HUDCO targets sustained loan book growth, aiming for INR1.5 lakh crores by FY '26 and INR3 lakh crores by 2030.
What is Housing & Urban Development Corporation Ltd share price analysis?
Housing & Urban Development Corporation Ltd currently shows a neutral. The stock trades at a P/E of 9.5 with a market cap of ₹40,607 Cr. Investors should review the full earnings analysis for detailed insights.
Is Housing & Urban Development Corporation Ltd planning capital expenditure?
HUDCO has a committed pipeline of over INR 2 lakh crores sanctioned in the last and current financial year, indicating ongoing capital investment in infrastructure projects.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.