Sundaram Finance Ltd

Q3 FY26Finance

Sundaram Finance Q3 FY26: Revenue ₹1,616 Cr, PAT ₹403 Cr

Q3 FY26 investor presentation: what the company reported on revenue, margins and projects.

Price₹4,592

Market cap₹52.6K Cr

P/E23.1

Updated24 Sept 2026

Read3 min read

Based on Sundaram Finance Ltd's Q3 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Q3FY26 Revenue from Operations was ₹1,616 crore, up from ₹1,768 crore in Q3FY25 (note: appears down, but other revenue components may affect total). EBITDA and operating margin figures are not explicitly stated in the presentation. - Profit After Tax (PAT) for Q3FY26 is ₹403 crores, a 15% year-on-year growth compared to ₹349 crores in Q3FY25.

From Sundaram Finance Ltd's Q3 FY26 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

Q3FY26 Revenue from Operations was ₹1,616 crore, up from ₹1,768 crore in Q3FY25 (note: appears down, but other revenue components may affect total).
Disbursements in Q3FY26 were ₹8,847 crore, a 14% increase from ₹7,764 crore in Q3FY25.
Tractor sales grew 28% YoY, MHICV TIV grew 8%, LSCV TIV grew 17%, and passenger car TIV grew 12% YoY.
Assets under Management (AUM) as on 31-Dec-25 stood at ₹58,236 crore, a 16% increase from ₹50,199 crore on 31-Dec-24.

2 more points management made on revenue & sales performance

Profitability & Margins

EBITDA and operating margin figures are not explicitly stated in the presentation.
Profit After Tax (PAT) for Q3FY26 is ₹403 crores, a 15% year-on-year growth compared to ₹349 crores in Q3FY25. (Page 18, 19)
Profit from operations increased by 27% year-on-year for Q3FY26. (Page 18)
Cost-to-income ratio improved to 28.72% in 9MFY26 from 31.37% in 9MFY25, indicating better operating efficiency. (Page 18, 15)

2 more points management made on profitability & margins

See what Sundaram Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The provided investor presentation does not explicitly mention any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines. The focus is primarily on financial results, shareholding patterns, asset under management growth, disbursements, funding mix, and performance metrics. There is no direct information on capital expenditure or capacity-building initiatives mentioned in the extracted pages.

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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The presentation does not explicitly mention any new fundraising through debt or equity.
Page 28 ("FUNDING MIX") shows the composition and trends in borrowings, indicating:
Debentures, bank borrowings, securitisation, deposits, and commercial paper amounts are detailed.
Total borrowings fluctuated, e.g. ₹53,011 Cr. in Mar-25 decreased to ₹46,386 Cr. in Dec-25.
Page 20 ("BALANCE SHEET") reports financial liabilities increasing from ₹46,933 Cr. as of Dec-24 to ₹53,594 Cr. as of Dec-25.

2 more points management made on fundraising & capital structure

See what Sundaram Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The presentation does not explicitly mention "order book," "order inflow," or "pending orders." Instead, it focuses on financial metrics related to disbursements and assets under management: - Disbursements for 9MFY26: ₹24,270 crores (13% growth YoY) - Disbursements for Q3FY26: ₹8,847 crores (14% growth YoY) - Assets under management as of 31 Dec 2025: ₹58,236 crores (16% increase YoY) No direct reference is made to order book, order inflow, or pending orders in the document.

What Sundaram Finance Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Sundaram Finance Ltd Q3 FY26 results?

What is Sundaram Finance Ltd share price analysis?

Sundaram Finance Ltd currently shows a neutral. The stock trades at a P/E of 23.1 with a market cap of ₹52,559 Cr. Investors should review the full earnings analysis for detailed insights.

Is Sundaram Finance Ltd planning capital expenditure?

The provided investor presentation does not explicitly mention any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.