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Ugro Capital Ltd

Q2 FY27Finance

Ugro Capital Q2 Results 2026 (FY27): Revenue ₹578.4 Cr, PAT ₹50.7 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹72
Market cap₹1.1K Cr
P/E8.0
Updated5 Nov 2026
Read3 min read

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Based on Ugro Capital Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Q2’FY27 Revenue & Income:. EBITDA (PPOP) for Q2’FY27: ₹155.1 Cr, up 47% YoY (from ₹105.4 Cr in Q2’FY26).

From Ugro Capital Ltd's Q2 FY27 earnings-call transcript · updated 5 Nov 2026.

How did Ugro Capital's revenue grow in the September 2026 quarter?

  • Q2’FY27 Revenue & Income:
  • Interest Income: ₹385.5 Cr (+20% YoY vs ₹322.4 Cr in Q2’FY26)
  • Income on Co-Lending/Direct Assignment: ₹109.1 Cr (+8% YoY)
  • Other Income: ₹83.8 Cr (+119% YoY)
  • Total Income: ₹578.4 Cr (+25% YoY vs ₹461.2 Cr)
  • PAT: ₹50.7 Cr (+17% YoY)
  • Volume Figures:
  • Embedded Finance AUM: ₹3,661 Cr (~2x growth in 4 quarters)
  • Emerging Market LAP AUM: ₹4,268 Cr (42% YoY growth from Dec’25)
  • GROx active customers: ~400k+
  • Disbursements grew significantly, with run rate expected to continue similarly.
  • Outlook:
  • Blended branch productivity expected to increase towards INR 0.80-0.85 Cr/month.

2 more points from Ugro Capital Ltd's call on revenue

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What happened to Ugro Capital's margins in Q2 FY27?

See what Ugro Capital Ltd said on profitability & margins — free account, 30 seconds.

What capex is Ugro Capital planning?

Key points related to growth and scaling include: - Emerging Market Loan vertical scaling through 317 PAN-India branches across 13 states with 1,800+ sales executives. - A focus on expanding Emerging Market LAP and Embedded Merchant Finance portfolios, targeting 85% of AUM by FY29. - Branch network growth planned: from 75 branches in FY23 to 317 branches by Q2 FY27.

2 more points from Ugro Capital Ltd's call on capex

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Is Ugro Capital raising money or cutting debt?

See what Ugro Capital Ltd said on fundraising & capital structure — free account, 30 seconds.

How big is Ugro Capital's order book?

Based on the provided content: - It includes data on branch productivity, loan book growth, portfolio mix, and liability sourcing. - The emphasis is on lending performance, portfolio composition, loan disbursements, and strategic realignment rather than order-related metrics.

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What Ugro Capital's management said in earlier quarters

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Frequently Asked Questions

What were Ugro Capital Ltd Q2 FY27 results?

Q2’FY27 Revenue & Income:. EBITDA (PPOP) for Q2’FY27: ₹155.1 Cr, up 47% YoY (from ₹105.4 Cr in Q2’FY26).

What is Ugro Capital Ltd share price analysis?

Ugro Capital Ltd currently shows a neutral. The stock trades at a P/E of 8.0 with a market cap of ₹1,114 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.