Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Niyogin Fintech Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 33.73 | 44.86 | 47.13 | 53.59 | 50.18 | 50.39 | 72.52 | 111.21 | 69.85 | 81.75 | 70.10 | 63.10 | 71.97 |
| Interest | 0.44 | 0.79 | 1.07 | 1.13 | 1.67 | 2.41 | 3.17 | 3.56 | 3.30 | 4.15 | 5.33 | 6.31 | 7.38 |
| Expenses + | 37.48 | 50.00 | 55.55 | 55.38 | 50.40 | 56.06 | 71.20 | 112.46 | 69.58 | 80.42 | 67.36 | 69.46 | 65.91 |
| Financing Profit | -4.19 | -5.93 | -9.49 | -2.92 | -1.89 | -8.08 | -1.85 | -4.81 | -3.03 | -2.82 | -2.59 | -12.67 | -1.32 |
| Financing Margin % | -12.42% | -13.22% | -20.14% | -5.45% | -3.77% | -16.03% | -2.55% | -4.33% | -4.34% | -3.45% | -3.69% | -20.08% | -1.83% |
| Other Income + | 2.57 | 0.68 | 0.27 | 0.17 | 1.10 | 0.40 | 0.37 | 2.00 | 2.26 | 4.39 | 6.18 | 17.12 | 5.43 |
| Depreciation | 1.69 | 1.90 | 1.96 | 2.07 | 2.17 | 2.19 | 2.57 | 2.44 | 2.33 | 2.33 | 2.67 | 2.62 | 2.69 |
| Profit before tax | -3.31 | -7.15 | -11.18 | -4.82 | -2.96 | -9.87 | -4.05 | -5.25 | -3.10 | -0.76 | 0.92 | 1.83 | 1.42 |
| Tax % | 1.21% | -7.13% | -12.34% | -4.77% | 28.38% | -0.30% | 4.94% | -6.48% | -186.45% | 143.42% | 31.52% | 73.77% | 21.83% |
| Net Profit + | -3.35 | -6.64 | -9.80 | -4.59 | -3.81 | -9.84 | -4.25 | -4.91 | 2.68 | -1.86 | 0.63 | 0.48 | 1.11 |
| EPS in Rs | -0.27 | -0.51 | -0.72 | -0.33 | -0.22 | -0.68 | -0.44 | -0.51 | -0.03 | -0.14 | 0.03 | 0.01 | 0.06 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of Niyogin Fintech Ltd
Annual income statement trend
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Revenue + | 28 | 50 | 103 | 110 | 196 | 304 | 287 |
| Interest | 0 | 1 | 1 | 2 | 5 | 14 | 23 |
| Expenses + | 48 | 52 | 108 | 137 | 211 | 307 | 283 |
| Financing Profit | -21 | -3 | -6 | -30 | -20 | -17 | -19 |
| Financing Margin % | -74% | -5% | -6% | -27% | -10% | -6% | -7% |
| Other Income + | 0 | 0 | 4 | 8 | 2 | 5 | 33 |
| Depreciation | 4 | 5 | 5 | 6 | 8 | 10 | 10 |
| Profit before tax | -25 | -7 | -8 | -28 | -26 | -22 | 3 |
| Tax % | -1% | 2% | -2% | 1% | -5% | -27% | 89% |
| Net Profit + | -25 | -7 | -8 | -28 | -25 | -16 | 0 |
| EPS in Rs | -2.78 | -0.74 | -0.63 | -1.87 | -1.76 | -1.43 | -0.04 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Niyogin Fintech Ltd
Capital structure and asset base
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 86 | 94 | 94 | 94 | 95 | 111 | 111 |
| Reserves | 155 | 192 | 192 | 178 | 186 | 212 | 214 |
| Borrowing | 0 | 0 | 0 | 0 | 54 | 96 | 225 |
| Other Liabilities + | 9 | 82 | 77 | 72 | 117 | 152 | 159 |
| Total Liabilities | 250 | 368 | 363 | 345 | 452 | 571 | 709 |
| Fixed Assets + | 14 | 125 | 101 | 111 | 116 | 120 | 145 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 12 | 0 |
| Investments | 60 | 80 | 63 | 7 | 2 | 4 | 1 |
| Other Assets + | 177 | 163 | 199 | 226 | 333 | 435 | 563 |
| Total Assets | 250 | 368 | 363 | 345 | 452 | 571 | 709 |
Financials of Niyogin Fintech Ltd
Operating, investing and financing cash movement
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -104 | 110 | -70 | -58 | -37 | -86 | -81 |
| Cash from Investing Activity + | 112 | -118 | 39 | 87 | -18 | -9 | -63 |
| Cash from Financing Activity + | -1 | 47 | 0 | -3 | 70 | 91 | 124 |
| Net Cash Flow | 7 | 40 | -31 | 26 | 15 | -3 | -20 |
| Free Cash Flow | -104 | 75 | -72 | -59 | -39 | -109 | -103 |
| CFO/OP | 508% | -5,258% | 1,290% | 210% | 252% | 2,886% | -1,628% |
Financials of Niyogin Fintech Ltd
Working capital efficiency and return ratios
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| ROE % | -10% | -3% | -2% | -6% | -6% | -5% | -0% |