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Niyogin Fintech Ltd

Q1 FY27Finance

Niyogin Fintech Q1 FY27: Revenue ₹15.8 Cr

Q1 FY27 investor presentation: what the company reported on revenue, margins and capex.

Based on Niyogin Fintech Ltd's Q1 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

Price₹54
Market cap₹618 Cr

The short version

IServeU Q1 FY27 Revenue: - Net Revenue: ₹15.8 Cr (↑ 4% YoY from ₹15.3 Cr in Q1 FY26; ↓ 25% QoQ from ₹21.1 Cr in Q4 FY26) - Gross Revenue: ₹31.7 Cr (↓ 16% YoY) - Program Management: ₹5.8 Cr (↓ Consolidated EBITDA Q1 FY27: ₹0.2 Cr, down 91% YoY (from ₹2.4 Cr in Q1 FY26) [Page 27] - iServeU Adjusted EBITDA Q1 FY27: ₹(0.5) Cr, turned negative YoY from ₹1.8 Cr in Q1 FY26 [Pages 13, 15]

From Niyogin Fintech Ltd's Q1 FY27 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

  • iServeU Q1 FY27 Revenue:
  • Net Revenue: ₹15.8 Cr (↑ 4% YoY from ₹15.3 Cr in Q1 FY26; ↓ 25% QoQ from ₹21.1 Cr in Q4 FY26)
  • Gross Revenue: ₹31.7 Cr (↓ 16% YoY)
  • Program Management: ₹5.8 Cr (↓ 4% YoY)
  • TSP/SaaS Revenue: ₹9.0 Cr (↑ 64% YoY)
  • Device Deployments: 49K units (↓ 41% QoQ from 82K units in Q4 FY26)
  • NFL NBFC Q1 FY27 Figures:
  • AUM: ₹332 Cr (↑ 4% YoY from ₹320.3 Cr in Q1 FY26; ↓ 6% QoQ)
  • Net Interest Income (NII): ₹10.2 Cr (↑ 9% YoY)
  • PBT ex-ESOP: ₹1.0 Cr (in line YoY)
  • Consolidated Q1 FY27:
  • Net Revenue: ₹22.1 Cr (↓ 8% YoY; ↓ 18% QoQ)
  • EBITDA: ₹0.2 Cr (↓ 91% YoY)
  • Outlook (Q2 FY27 & FY27):
  • IServeU Net Revenues: ₹21–24 Cr (Q2), ₹100–115 Cr (FY27) (~1.3x–1.5x YoY growth)
  • NBFC AUM: ₹325–340 Cr (Q2), ₹450–500 Cr (FY27)

2 more points from Niyogin Fintech Ltd's call on revenue

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Profitability & Margins

Consolidated EBITDA Q1 FY27: ₹0.2 Cr, down 91% YoY (from ₹2.4 Cr in Q1 FY26) [Page 27]

Locked: what Niyogin Fintech Ltd said on margins

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Capital Expenditure Plans

It primarily focuses on business growth, partnerships, financial performance, product developments, acquisitions, and operational milestones related to embedded lending, technology infrastructure, and platform scaling. The key operational updates include: - Device deployment impacted due to chip shortages amid West Asia conflict, expected to normalize over time (Page 11). - Contracts signed with Indian manufacturers to support device availability (Page 9). - Emphasis on embedded lending scalability via API integrations and partnerships, not physical capacity expansion (Page 20 and others).

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Max India Ltd
Rev 1Mar 1
3
Rev 1Mar 3
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

In 2020, Niyogin raised ₹235 Cr capital from institutional investors following the acquisition of M3…

Locked: what Niyogin Fintech Ltd said on fundraising

Also locked on this page: margins

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Order Book & Pipeline

  • IServeU's outstanding order book stood at approximately ₹546 crore across 45 contracts as of June 30, 2026 (Page 14).
  • The order book is diversified across business verticals: Acquiring solutions (POS, UPI & Soundbox, PG, Bharat Connect), Financial Inclusion (Agency Banking), Value Added Services (Switching, Onboarding), and Issuance & Card Management.
  • Contract values include ₹296 crore in POS, ₹202 crore in UPI & Soundbox, ₹20 crore in PG, ₹15 crore in Bharat Connect, ₹6 crore in Agency Banking, ₹4 crore in Value Added Services, and ₹2 crore in Issuance & Card Management (Page 14).

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What Niyogin Fintech's management said in earlier quarters

Earlier calls (8)

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Frequently Asked Questions

What were Niyogin Fintech Ltd Q1 FY27 results?

IServeU Q1 FY27 Revenue: - Net Revenue: ₹15.8 Cr (↑ 4% YoY from ₹15.3 Cr in Q1 FY26; ↓ 25% QoQ from ₹21.1 Cr in Q4 FY26) - Gross Revenue: ₹31.7 Cr (↓ 16% YoY) - Program Management: ₹5.8 Cr (↓ Consolidated EBITDA Q1 FY27: ₹0.2 Cr, down 91% YoY (from ₹2.4 Cr in Q1 FY26) [Page 27] - iServeU Adjusted EBITDA Q1 FY27: ₹(0.5) Cr, turned negative YoY from ₹1.8 Cr in Q1 FY26 [Pages 13, 15]

What is Niyogin Fintech Ltd share price analysis?

Niyogin Fintech Ltd currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹618 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.