Akiko
Akiko Q4 FY26 earnings call: Revenue & Margins
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
FY27 revenue target is INR300 crores with 70% to 100% growth expected year-on-year. FY27 revenue expected to grow between 70% to 100% over FY26, indicating strong top-line growth.
From Akiko's Q4 FY26 earnings-call transcript · updated 23 Sept 2026.
Revenue & Sales Performance
- FY27 revenue target is INR300 crores with 70% to 100% growth expected year-on-year.
- AkikoPay is expected to contribute INR50-100 crores in revenue in FY27, starting with around INR4-5 crores in Q1.
- Monthly credit card disbursement currently at 16,000+, expected 5-10% organic growth due to AkikoPay.
- Loan distribution growth expected at 10-15% quarter-on-quarter, targeting around INR80-85 crores in coming quarters.
- Monthly disbursement run-rate is INR400+ crores, book size INR5,000 crores currently.
- Digital sourcing has increased to 60%, with hybrid model (digital + physical branches) driving higher conversion rates (up to 80%).
2 more points management made on revenue & sales performance
Profitability & Margins
See what Akiko said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- Recent capex includes technology infrastructure investments for scaling AkikoPay (around INR1 crore so far).
- Branch expansion investment ongoing, increasing physical presence from 3-4 to 16 branches across India, deploying additional employees (from 326 to approx. 486).
- No significant planned capex disclosed for AkikoPay going forward, as it operates on a negligible "led model" expense basis leveraging existing employee and customer database.
- Focus is on building a hybrid model combining digital lead generation with physical servicing infrastructure for improved conversion and customer experience.
2 more points management made on capital expenditure plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Akiko said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
2 more points management made on order book & pipeline
Akiko — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest: revenue ₹58 Cr, net profit ₹6 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What Akiko's management said in earlier quarters
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Frequently Asked Questions
What were Akiko Q4 FY26 results?
FY27 revenue target is INR300 crores with 70% to 100% growth expected year-on-year. FY27 revenue expected to grow between 70% to 100% over FY26, indicating strong top-line growth.
What is Akiko share price analysis?
Akiko currently shows a neutral. The stock trades at a P/E of 23.2 with a market cap of ₹448 Cr. Investors should review the full earnings analysis for detailed insights.
Is Akiko planning capital expenditure?
Recent capex includes technology infrastructure investments for scaling AkikoPay (around INR1 crore so far). - Branch expansion investment ongoing, increasing physical presence from 3-4 to 16 branches across India, deploying additional employees (from 326 to approx.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.