Apollo Finvest (India) Ltd
Apollo Finvest (India) Ltd Q4 FY26 Results & Concall Highlights: Revenue, Margins & Order Book
Q4 FY26 earnings call: what management guided on revenue, margins and order book.
What the Q4 FY26 call signalled
2 of 3 strong
Not discussed on this call: margin, capex.
The short version
Apollo Cash aims to become 50-60% of the loan book within the next 12-24 months, increasing its retail exposure. Apollo Finvest is focusing on growing its retail loan book, especially through its flagship product, Apollo Cash, aiming for it to constitute 50-60% of the loan book in the next 12-24 months, up from 51% currently.
From Apollo Finvest (India) Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- Apollo Cash aims to become 50-60% of the loan book within the next 12-24 months, increasing its retail exposure.
- The retail loan book currently stands at 51% and is expected to rise further, with a reduction in term loan and warehousing structures.
- Apollo Cash has shown rapid traction: loans disbursed grew from 30 lakhs in February to 3 crores in April, showing 300% month-on-month growth.
- The company targets becoming top 1% in digital lending through superior underwriting and data science.
- Future growth involves building a leadership team with experience in digital lending to scale operations 10x to 100x.
- The strategy includes gradual scaling of co-lending partners and increasing secure warehouse structures, eventually aiming to eliminate term loans.
Profitability & Margins
See what Apollo Finvest (India) Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Apollo Finvest (India) Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
- Apollo Cash has disbursed over ₹5 crores since launch.
- The product is live in approximately 19,000 PIN codes across India.
- Achieved 1 lakh+ app downloads with 75,000+ loan applications and over 18,000 loans disbursed.
- Traction is growing rapidly: lending grew from ₹30 lakhs in February to ₹1.2 crores in March, and ₹3 crores in April — a 300% month-on-month increase.
- Apollo Cash is targeted to become 20-25% of the loan book in the next 8 months.
- Overall, Apollo Finvest expects Apollo Cash contribution to grow to 50-60% of the book in 12-24 months.
- The company plans to reduce term loans share and increase retail exposure through Apollo Cash and partnerships.
Continue your research
What Apollo Finvest (India) Ltd's management said in earlier quarters
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Frequently Asked Questions
What were Apollo Finvest (India) Ltd Q4 FY26 results?
Apollo Cash aims to become 50-60% of the loan book within the next 12-24 months, increasing its retail exposure. Apollo Finvest is focusing on growing its retail loan book, especially through its flagship product, Apollo Cash, aiming for it to constitute 50-60% of the loan book in the next 12-24 months, up from 51% currently.
What is Apollo Finvest (India) Ltd share price analysis?
Apollo Finvest (India) Ltd currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 22.6 with a market cap of ₹130 Cr. Investors should review the full earnings analysis for detailed insights.
Is Apollo Finvest (India) Ltd planning capital expenditure?
The provided transcript does not explicitly mention any details about current or future capex, capital investment, or strategic investment plans for Apollo Finvest (India) Limited.
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This analysis is AI-generated based on publicly available earnings data and concall transcripts. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.