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CSL Finance Ltd

Q2 FY26Finance

CSL Finance Q2 FY26 earnings call: Revenue & Margins

Q2 FY26 earnings call: what management guided on revenue, margins and order book.

Price₹230
Market cap₹491 Cr
P/E5.7
Updated23 Aug 2026
Read4 min read

The short version

The company targets an overall AUM of Rs. The company targets balanced growth in both SME retail and wholesale segments, aiming for an overall AUM of Rs.

From CSL Finance Ltd's Q2 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • The company targets an overall AUM of Rs. 1,500 to Rs. 1,600 crore by FY’26 year-end, reflecting a 29% YoY growth.
  • Focus on SME retail segment is driving growth, with SME AUM expected to reach Rs. 750-800 crore in FY’27.
  • Disbursement per branch is expected to increase from Rs. 25-35 lakhs to Rs. 50 lakhs by early FY’27.
  • Branch network to expand from 45 to 60 branches by FY’27, supporting volume growth.
  • The SME mix in AUM is projected to rise from 35-36% to about 45% by FY’27.
  • Wholesale business remains lumpy but stable AUM is maintained.
  • The company is gearing for sustained, disciplined growth with a focus on quality asset growth.

2 more points from CSL Finance Ltd's call on revenue

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Profitability & Margins

See what CSL Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

  • Current focus is on organic growth rather than inorganic investments.
  • Management mentioned evaluating one or two inorganic growth opportunities, mainly from smaller companies with AUM under Rs. 100-150 crore facing high costs.
  • These companies are seeking mergers due to high borrowings and OPEX; the company will consider inorganic opportunities only if they make sense strategically with limited risk and exposure.
  • No confirmed inorganic deals as of now.

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what CSL Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The provided transcript from the last two pages of the PDF does not mention any details about the current or expected order book or pending orders. The discussion primarily revolves around: - Cost of borrowing and interest rates. - Inorganic growth opportunities and evaluations. - SME segment focus, branch expansion, and loan disbursements.

2 more points from CSL Finance Ltd's call on order book

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Frequently Asked Questions

What were CSL Finance Ltd Q2 FY26 results?

The company targets an overall AUM of Rs. The company targets balanced growth in both SME retail and wholesale segments, aiming for an overall AUM of Rs.

What is CSL Finance Ltd share price analysis?

CSL Finance Ltd currently shows a neutral. The stock trades at a P/E of 5.7 with a market cap of ₹491 Cr. Investors should review the full earnings analysis for detailed insights.

Is CSL Finance Ltd planning capital expenditure?

Current focus is on organic growth rather than inorganic investments. - Management mentioned evaluating one or two inorganic growth opportunities, mainly from smaller companies with AUM under Rs.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.