Sundaram Finance Ltd

Q1 FY24Finance

Sundaram Finance Q1 FY24: Revenue ₹1,169 Cr, PAT ₹281 Cr

Q1 FY24 investor presentation: what the company reported on revenue, margins and projects.

Price₹4,592

Market cap₹52.6K Cr

P/E23.1

Updated24 Sept 2026

Read4 min read

Based on Sundaram Finance Ltd's Q1 FY24 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Revenue from Operations in Q1FY24: ₹1,169 crores, up from ₹924 crores in Q1FY23 (26.5% increase) [Page 18] - Total Revenue in Q1FY24: ₹1,176 crores vs ₹931 crores in Q1FY23 (26.3% increase) [Page 18 EBITDA: The presentation does not explicitly provide EBITDA figures for Q1FY24. - Operating Margin: Not explicitly stated; however, Cost-to-income ratio was 35.27% in Q1FY24 compared to 36.02% in Q1FY23, indicating an improvement in operating efficiency. - Profit After Tax (PAT): ₹281 crores in Q1FY24, up 25% from ₹226 crores in Q1FY23. - Margin Outlook: No explicit margin outlook is provided in the presentation.

From Sundaram Finance Ltd's Q1 FY24 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

Revenue from Operations in Q1FY24: ₹1,169 crores, up from ₹924 crores in Q1FY23 (26.5% increase) [Page 18]
Total Revenue in Q1FY24: ₹1,176 crores vs ₹931 crores in Q1FY23 (26.3% increase) [Page 18]
Disbursements for Q1FY24: ₹6,489 crores, a 32% growth over ₹4,915 crores in Q1FY23 [Pages 15, 23]
Assets Under Management (AUM) as of June 30, 2023: ₹37,255 crores, up 21.9% from June 30, 2022 [Page 14, 15]
Sundaram Asset Management AUM in Q1FY24: ₹59,862 crores vs ₹54,804 crores Q1FY23 (9.2% increase) [Page 35]

2 more points management made on revenue & sales performance

Profitability & Margins

- EBITDA: The presentation does not explicitly provide EBITDA figures for Q1FY24. - Operating Margin: Not explicitly stated; however, Cost-to-income ratio was 35.27% in Q1FY24 compared to 36.02% in Q1FY23, indicating an improvement in operating efficiency. - Profit After Tax (PAT): ₹281 crores in Q1FY24, up 25% from ₹226 crores in Q1FY23. - Margin Outlook: No explicit margin outlook is provided in the presentation. The document highlights continued improvements in asset quality, tight cost control, and prudent asset mix to optimize margins but does not specify forward-looking margin targets. Summary: The focus is on PAT growth (+25% YoY) and improved cost-to-income ratio, with no specific EBITDA or operating margin figures or explicit margin guidance disclosed.

See what Sundaram Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not describe any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines. The document primarily focuses on financial performance, asset management, disbursements, portfolio quality, and other operational metrics without mentioning specific capital expenditure or expansion projects.

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Fundraising & Capital Structure

The presentation does not explicitly mention any new fundraising through equity or debt issuance.
Funding mix (Page 26) shows changes in borrowings composition, with overall borrowings increasing from ₹28,920 Cr. (Jun-22) to ₹34,350 Cr. (Jun-23).
Bank borrowings increased, and commercial paper usage also slightly rose.
Leverage ratio remained stable around ~4.0x to 4.3x (Page 29).
Capital adequacy ratio was healthy at 21.4% as of Jun-23 (Page 29).
Net worth increased from ₹7,122 Cr. (Jun-22) to ₹8,019 Cr. (Jun-23) indicating internal capital build-up (Page 19 and 32).

2 more points management made on fundraising & capital structure

See what Sundaram Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report figures for order book, order inflow, or pending orders. The document primarily provides information on: - Asset Under Management (AUM) across subsidiaries like Sundaram Asset Management and Royal Sundaram. - Disbursements, receivables, and financial metrics such as PAT, net worth, and EPS for various business segments.

2 more points management made on order book & pipeline

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Frequently Asked Questions

What were Sundaram Finance Ltd Q1 FY24 results?

What is Sundaram Finance Ltd share price analysis?

Sundaram Finance Ltd currently shows a neutral. The stock trades at a P/E of 23.1 with a market cap of ₹52,559 Cr. Investors should review the full earnings analysis for detailed insights.

Is Sundaram Finance Ltd planning capital expenditure?

The investor presentation does not describe any capex, capacity expansion, or new plant/project details, including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.