Sundaram Finance Ltd

Q3 FY23Finance

Sundaram Finance Q3 FY23: Revenue ₹991.70 Cr, PAT ₹243 Cr

Q3 FY23 investor presentation: what the company reported on revenue, margins and projects.

Price₹4,592

Market cap₹52.6K Cr

P/E23.1

Updated24 Sept 2026

Read3 min read

Based on Sundaram Finance Ltd's Q3 FY23 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Revenue from operations for Q3 FY23: ₹991.70 crore, up from ₹947.14 crore in Q3 FY22 (approx. Quarterly EBITDA / Operating Profit: Not explicitly stated in the presentation.

From Sundaram Finance Ltd's Q3 FY23 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

Revenue from operations for Q3 FY23: ₹991.70 crore, up from ₹947.14 crore in Q3 FY22 (approx. 4.7% YoY increase) [Page 18].
Total revenue for Q3 FY23: ₹993.98 crore, up from ₹950.08 crore in Q3 FY22.
Profit after tax (PAT) for Q3 FY23: ₹243 crore, increased 20% from ₹202 crore in Q3 FY22 [Page 17].
Disbursements for Q3 FY23: ₹15,587 crore, 64% growth over 9M FY22 ₹9,524 crore, and 66% core business growth after adjustments [Pages 15, 21].

2 more points management made on revenue & sales performance

Profitability & Margins

Quarterly EBITDA / Operating Profit: Not explicitly stated in the presentation.
Operating Margin: Not explicitly stated.
Profit After Tax (PAT) for Q3 FY23: ₹243 crores.
PAT for Q3 FY22: ₹202 crores.
Year-on-year PAT growth: ~20% increase (from ₹202 crores to ₹243 crores).
Explicit margin outlook: No explicit margin outlook is stated in the presentation.
Additional relevant info:
Cost-to-income ratio for 9M FY23: 32.23% (up from 29.96% in 9M FY22).

2 more points management made on profitability & margins

See what Sundaram Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The provided presentation does not mention any capex, capacity expansion, or new plant/project details including amounts, status, or timelines. The focus is mainly on financial performance, credit ratings, shareholding pattern, funding mix, portfolio quality, disbursements, asset under management, and strategic distinctiveness. No specific capital expenditure or project expansion plans are described within the document.

Top-ranked in Finance

Ranked on what management guided this quarter

5x potential

1Mufin Green Finance Ltd₹2.6K Cr

Rev 1Mar 1

2Akiko₹454 Cr

Rev 1Mar 1

3₹972 Cr

Rev 1Mar 2

4₹358 Cr

Rev 1Mar 2

5₹1.5L Cr

Rev 1Mar 3

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The presentation does not explicitly mention any new fundraising through debt or equity.
Page 15 notes strong growth in disbursements for 9M FY23 to ₹15,587 cr, up 64% from ₹9,524 cr in 9M FY22, indicating business expansion funded likely through borrowings.
Page 26 details the funding mix as of Dec-22: Debentures, Bank Borrowings, Securitisation, Deposits, and Commercial Paper totaling around ₹30,389 cr, showing a marginal increase from ₹29,251 cr in Mar-21.
Page 29 shows leverage stable around 4.0x and capital adequacy ratio around 23.3% as of Dec-22, indicating no sudden change in net borrowings.

2 more points management made on fundraising & capital structure

See what Sundaram Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly report or mention order book, order inflow, or pending orders. The document focuses primarily on financial results, shareholding patterns, credit ratings, funding mix, share price movement, balance sheet details, and company philosophy. Key topics covered include: - Disbursements and Asset Under Management (AUM) figures (Page 22) - Financial performance metrics such as Profit after Tax, EPS, Net Worth (Page 31) - Funding sources like debentures, bank borrowings, commercial papers (Page 26)

2 more points management made on order book & pipeline

What Sundaram Finance Ltd's management said in earlier quarters

Compare:vs Bajaj Finance vs Bajaj Finserv vs Shriram Finance Ltd

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Frequently Asked Questions

What were Sundaram Finance Ltd Q3 FY23 results?

Revenue from operations for Q3 FY23: ₹991.70 crore, up from ₹947.14 crore in Q3 FY22 (approx. Quarterly EBITDA / Operating Profit: Not explicitly stated in the presentation.

What is Sundaram Finance Ltd share price analysis?

Sundaram Finance Ltd currently shows a neutral. The stock trades at a P/E of 23.1 with a market cap of ₹52,559 Cr. Investors should review the full earnings analysis for detailed insights.

Is Sundaram Finance Ltd planning capital expenditure?

The provided presentation does not mention any capex, capacity expansion, or new plant/project details including amounts, status, or timelines.

Keep Sundaram Finance Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.