Capital India Finance Ltd

Q4 FY26Finance

Capital India Finance Q4 FY26: Revenue ₹327.59 Cr, PAT ₹11.78 Cr

Q4 FY26 investor presentation: what the company reported on revenue, margins and projects.

Price₹22

Market cap₹781 Cr

Updated25 Sept 2026

Read4 min read

Based on Capital India Finance Ltd's Q4 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

For the year ended 31st March 2026, Capital India Finance Limited reported total income of ₹327.59 crores, up from ₹206.14 crores in FY25, reflecting a significant increase mainly due to a gain on sale of housing subsidiary (₹97.92 crores in FY26). The investor presentation does not explicitly report EBITDA or operating margin figures for the quarter or year-on-year changes. However, it does provide Profit After Tax (PAT) data: - PAT for FY25: ₹11.78 crore - PAT for FY26: ₹40.36 crore - This represents a 243% YoY PAT growth as highlighted on page 12. No explicit EBITDA or operating margin numbers or margin outlook are stated anywhere in the presentation.

From Capital India Finance Ltd's Q4 FY26 earnings-call transcript · updated 25 Sept 2026.

Revenue & Sales Performance

For the year ended 31st March 2026, Capital India Finance Limited reported total income of ₹327.59 crores, up from ₹206.14 crores in FY25, reflecting a significant increase mainly due to a gain on sale of housing subsidiary (₹97.92 crores in FY26).
Interest income increased from ₹162.00 crores in FY25 to ₹186.09 crores in FY26.
Profit after tax surged from ₹11.78 crores to ₹40.36 crores YoY.
AUM grew 22% YoY to ₹1,227 crores in FY26 from ₹1,004 crores in FY25.
Disbursements grew 62% YoY to ₹754 crores in FY26 from ₹465 crores in FY25.

2 more points management made on revenue & sales performance

Profitability & Margins

The investor presentation does not explicitly report EBITDA or operating margin figures for the quarter or year-on-year changes. However, it does provide Profit After Tax (PAT) data: - PAT for FY25: ₹11.78 crore - PAT for FY26: ₹40.36 crore - This represents a 243% YoY PAT growth as highlighted on page 12. No explicit EBITDA or operating margin numbers or margin outlook are stated anywhere in the presentation. The focus is on profitability improvement and operational scale in narrative but without specific margin targets.

See what Capital India Finance Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation for Capital India Finance Limited does not describe any capex, capacity expansion, or new plant/project initiatives. Specifics on capital expenditures, capacity growth, or new plant setups including amounts, status, or timelines are not mentioned anywhere in the 23-page document. The focus is primarily on lending business growth, digital transformation, diversification of borrowing, branch network expansion, and financial performance, without references to capital projects or physical asset expansions.

Top-ranked in Finance

Ranked on what management guided this quarter

5x potential

1Mufin Green Finance Ltd₹2.6K Cr

Rev 1Mar 1

2Akiko₹454 Cr

Rev 1Mar 1

3₹972 Cr

Rev 1Mar 2

4₹358 Cr

Rev 1Mar 2

5₹1.5L Cr

Rev 1Mar 3

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

On Page 14, the presentation states total funds raised in FY26 amounted to Rs. 618 Crores, with an outstanding debt of Rs. 938 Crores.
It mentions a diversified borrowing franchise including 23 lenders across PSBs, Private banks, SFBs, and NBFCs, with 4 new lenders added in FY26.
NCDs (Non-Convertible Debentures) were raised in FY26, indicating debt capital market diversification.
Page 17 shows borrowings (other than debt securities) increased from Rs. 659.40 Crores in FY25 to Rs. 879.82 Crores in FY26, and debt securities of Rs. 51.05 Crores as of FY26.

2 more points management made on fundraising & capital structure

See what Capital India Finance Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation of Capital India Finance Limited does not explicitly report or mention any figures related to order book, order inflow, or pending orders. The presentation focuses primarily on financial performance, business verticals, lending portfolio, digital transformation, borrowing franchise, and corporate information without providing details on order books or similar metrics.

Others in Finance this season

Indian Renewable Energy Development Agency Ltd (Q4 FY26)
Revenue from operations for Q4 FY26: Rs 3091 crore . Key concall takeaways from Indian Renewable Energy Development Agency Ltd's Q4 FY26 earnings call — and…
Crest Ventures Ltd (Q4 FY26)
Segment results show Profit Before Tax of ₹64.54 cr in FY26 versus ₹112.47 cr in FY25, indicating a decline. Key concall takeaways from Crest Ventures Ltd's Q4…
Ashika Global Securities Ltd. (Q4 FY26)
For FY2025-26, the consolidated total income was ₹1,16,910.06 lakhs, up from ₹99,158.03 lakhs in FY2024-25, reflecting a 17.90% year-on-year growth (Page 22)…
Tourism Finance Corporation of India Ltd (Q4 FY26)
49.52 Cr vs Rs. Key concall takeaways from Tourism Finance Corporation of India Ltd's Q4 FY26 earnings call — and how it ranks against sector peers.

Compare:vs Bajaj Finance vs Bajaj Finserv vs Shriram Finance Ltd

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Frequently Asked Questions

What were Capital India Finance Ltd Q4 FY26 results?

What is Capital India Finance Ltd share price analysis?

Capital India Finance Ltd currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹781 Cr. Investors should review the full earnings analysis for detailed insights.

Is Capital India Finance Ltd planning capital expenditure?

The investor presentation for Capital India Finance Limited does not describe any capex, capacity expansion, or new plant/project initiatives.

Keep Capital India Finance Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.