Tourism Finance Corporation of India Ltd

Q4 FY26Finance

Tourism Finance Corporation of India Q4 FY26 earnings call: Revenue & Margins

Q4 FY26 investor presentation: what the company reported on revenue, margins and projects.

Price₹138

Market cap₹6.5K Cr

P/E41.9

Updated25 Sept 2026

Read4 min read

Based on Tourism Finance Corporation of India Ltd's Q4 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

For Q4 FY26, Total Income is Rs. EBITDA / Pre-provision operating profit (Q4FY26): Rs.

From Tourism Finance Corporation of India Ltd's Q4 FY26 earnings-call transcript · updated 25 Sept 2026.

Revenue & Sales Performance

For Q4 FY26, Total Income is Rs. 49.52 Cr vs Rs. 44.98 Cr in Q4 FY25, a 10.1% YoY increase (Page 13).
Interest Income for Q4 FY26 is Rs. 65.99 Cr vs Rs. 56.62 Cr in Q4 FY25, a 16.6% YoY increase (Page 13).
FY26 Total Income is Rs. 276.83 Cr vs Rs. 260.06 Cr in FY25, a 6% YoY increase (Page 10).
Gross Loans outstanding as of March 2026 is Rs. 2,088.14 Cr vs Rs. 1,693.57 Cr as of March 2025, a 23% increase (Page 11).

2 more points management made on revenue & sales performance

Profitability & Margins

- **EBITDA / Pre-provision operating profit (Q4FY26):** Rs. 40.73 crore vs Rs. 36.31 crore in Q4FY25, up ~12.2% year-on-year (Page 13). - **Operating Margin (Net Interest Margin, NIM):** 6.43% in FY26 vs 5.07% in FY25, showing a positive trend; no explicit quarterly margin given (Page 12). - **Profit After Tax (PAT) (Q4FY26):** Rs. 32.03 crore vs Rs. 30.20 crore in Q4FY25, approximately 6% increase year-on-year (Page 13). - **Explicit Margin Outlook:** No explicit EBITDA or operating margin outlook is stated in the presentation. The investor presentation highlights growth in profitability and NIM but does not provide a specific future margin guidance.

See what Tourism Finance Corporation of India Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not explicitly mention any specific capex, capacity expansion, or new plant/project details including amounts, status, or timelines. It focuses primarily on the company’s financial performance, portfolio, leadership, and business lines rather than describing specific capital expenditure projects or capacity expansion initiatives. Key points related to business focus include: - Lending to tourism/hospitality sectors for greenfield, brownfield, expansion, modernization, renovation, and acquisition projects. - Lending to non-hospitality sectors such as real estate, manufacturing, infrastructure, NBFCs, and others for similar purposes. - Advisory services including project feasibility, market surveys, and debt syndication. However, no concrete capex figures, new plant/project specifics, or timelines are detailed in the presentation.

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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The presentation mentions Bank Borrowings increasing from Rs. 528.10 Cr. in Mar-25 to Rs. 902.90 Cr. in Mar-26 (Page 14).
Secured/Unsecured Debentures decreased from Rs. 334.31 Cr. in Mar-25 to Rs. 174.71 Cr. in Mar-26 (Page 14).
Total Borrowings increased from Rs. 866.09 Cr. in Mar-25 to Rs. 1,083.46 Cr. in Mar-26 (Page 6 and 11).
The Equity Share Capital remained steady at Rs. 92.60 Cr. (unchanged from Mar-25 to Mar-26) (Page 14).
Reserves & Surplus increased from Rs. 1,123.77 Cr. in Mar-25 to Rs. 1,222.54 Cr. in Mar-26 (Page 14).

2 more points management made on fundraising & capital structure

See what Tourism Finance Corporation of India Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation for Tourism Finance Corporation of India (TFCI) does not explicitly mention or report any details on order book, order inflow, or pending orders. The presentation primarily focuses on: - Financial performance and highlights such as loan portfolio, income, profit, and assets (Pages 6-14). - Portfolio mix and sectoral distribution of loan portfolio (Page 9). - Credit ratings and borrowing details (Page 7).

2 more points management made on order book & pipeline

What Tourism Finance Corporation of India Ltd's management said in earlier quarters

Q1 FY27 earnings call analysis →

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Frequently Asked Questions

What were Tourism Finance Corporation of India Ltd Q4 FY26 results?

For Q4 FY26, Total Income is Rs. EBITDA / Pre-provision operating profit (Q4FY26): Rs.

What is Tourism Finance Corporation of India Ltd share price analysis?

Tourism Finance Corporation of India Ltd currently shows a neutral. The stock trades at a P/E of 41.9 with a market cap of ₹6,464 Cr. Investors should review the full earnings analysis for detailed insights.

Is Tourism Finance Corporation of India Ltd planning capital expenditure?

The investor presentation does not explicitly mention any specific capex, capacity expansion, or new plant/project details including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.