Niyogin Fintech Ltd

Q1 FY26Finance

Niyogin Fintech Q1 FY26: Revenue ₹24.2 Cr, PAT ₹0.4 Cr

Q1 FY26 investor presentation: what the company reported on revenue, margins and projects.

Price₹54

Market cap₹618 Cr

Updated24 Sept 2026

Read4 min read

Based on Niyogin Fintech Ltd's Q1 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Consolidated Net Revenue: ₹24.2 Crores in Q1FY26, up 116% YoY from ₹11.2 Crores in Q1FY25. EBITDA for Q1FY26 is reported at ₹1.8 Crores, a significant turnaround from an EBITDA loss of ₹4.3 Crores in Q1FY25 (YoY positive change).

From Niyogin Fintech Ltd's Q1 FY26 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

Consolidated Net Revenue: ₹24.2 Crores in Q1FY26, up 116% YoY from ₹11.2 Crores in Q1FY25.
iServeU Net Revenue: ₹15.3 Crores in Q1FY26, up 168% YoY from ₹5.7 Crores in Q1FY25.
Gross Income (Consolidated): ₹85.0 Crores in Q1FY26, up 67% YoY from ₹50.8 Crores in Q1FY25.
Loan Book (AUM): ₹320.3 Crores in Q1FY26, up 54% YoY from ₹208.5 Crores in Q1FY25.
LTD Loans Processed: 1,95,697 in Q1FY26, up 21% QoQ from 1,61,714 in Q4FY25.
Outlook for FY26:
iServeU Net Revenues: Expected ₹70-80 Crores (1.8x-2.0x YoY growth from ₹39.6 Crores in FY25).
NBFC AUM: Expected ₹500-550 Crores (1.8x-2.0x YoY growth from 278.8 Crores in FY25).

2 more points management made on revenue & sales performance

Profitability & Margins

EBITDA for Q1FY26 is reported at ₹1.8 Crores, a significant turnaround from an EBITDA loss of ₹4.3 Crores in Q1FY25 (YoY positive change).
Operating margin (EBITDA margin) for iServeU segment is around 12% in Q1FY26 (Page 7 & 8).
Profit after tax (PAT) or PBT for Q1FY26 is ₹0.4 Crores, compared to a loss of ₹5.6 Crores in Q1FY25, marking a strong YoY turnaround.
Net Revenue grew 168% YoY to ₹15.3 Crores in Q1FY26 from ₹5.7 Crores in Q1FY25.

2 more points management made on profitability & margins

See what Niyogin Fintech Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation does not explicitly describe any capex, capacity expansion, or new plant/project details including amounts, status, or timelines. The focus is primarily on financial performance, business segments, corporate structure, partnerships, lending platform growth, and operational metrics without mention of capital expenditure plans or capacity expansions.

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Fundraising & Capital Structure

The presentation does not mention any explicit fundraising through new debt or equity issuances.
Borrowings decreased by 17% QoQ from Rs 89.1 Cr in Q4FY25 to Rs 73.8 Cr in Q1FY26 (Page 27).
AUM grew by 15% QoQ to Rs 320.3 Cr as of Q1FY26, indicating growth in loan book including off-book exposure (Page 27).

2 more points management made on fundraising & capital structure

See what Niyogin Fintech Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation reports an outstanding order book of approximately Rs. 585 Crores with 31 contracts as of Q1FY26 (Pages 12 and 14).
The order book includes business verticals such as Acquiring solutions (POS, UPI & Soundbox), Financial inclusion (Agency banking), Issuance & Card management, Lending solutions (Loan origination & Loan management systems), and Value-added services (Switching, onboarding, etc.) (Page 14).
Key contracts won in Q1FY26 include POS & Soundbox solutions for Central Bank of India, UPI & Soundbox solutions for Bank of Maharashtra, SVC co-operative bank, and Chhattisgarh Rajya Gramin bank, along with Issuance and Card management for RNFI (Page 12).
The order book consists of contracts with major banks and financial institutions, emphasizing strong visibility and growth potential for the company (Page 32).

What Niyogin Fintech Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Niyogin Fintech Ltd Q1 FY26 results?

What is Niyogin Fintech Ltd share price analysis?

Niyogin Fintech Ltd currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹618 Cr. Investors should review the full earnings analysis for detailed insights.

Is Niyogin Fintech Ltd planning capital expenditure?

The investor presentation does not explicitly describe any capex, capacity expansion, or new plant/project details including amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.