Best Banking Stocks in India
Indian banking sector stocks ranked by AI analysis of quarterly earnings calls — covering NIM, credit growth, asset quality, and management guidance. Showing 66 stocks.
66 companies listed. Price range: ₹3.52 – ₹2,009.03. Avg P/E: 15.3. Last updated: 10 July 2026.
| # | Company | Price | Industry | Market Cap | P/E | Revenue Rank | Signal | Score |
|---|---|---|---|---|---|---|---|---|
| 1 | Nu Holdings Ltd. | ₹13.05 | Banks | 63.4K Cr | 19.7 | Rank 2 | High Growth Potential | 60 |
| 2 | Utkarsh Small Finance Bank Ltd | ₹14.6 | Banks | 2.4K Cr | - | Rank 2 | High Growth Potential | 60 |
| 3 | Banco Bilbao Vizcaya Argentaria, S.A. | ₹23.13 | Banks | 1.3L Cr | 11.0 | Rank 2 | High Growth Potential | 60 |
| 4 | Ujjivan Small Finance Bank Ltd | ₹65.3 | Banks | 10.9K Cr | 15.7 | Rank 2 | High Growth Potential | 60 |
| 5 | Suryoday Small Finance Bank Ltd | ₹184 | Banks | 1.8K Cr | 11.7 | Rank 2 | High Growth Potential | 60 |
| 6 | City Union Bank Ltd | ₹229 | Banks | 18.6K Cr | 14.0 | Rank 2 | High Growth Potential | 60 |
| 7 | Capital Small Finance Bank Ltd | ₹294 | Banks | 1.3K Cr | 8.9 | Rank 2 | High Growth Potential | 60 |
| 8 | RBL Bank Ltd | ₹381 | Banks | 20.9K Cr | 25.4 | Rank 2 | High Growth Potential | 60 |
| 9 | Jana Small Finance Bank Ltd | ₹474 | Banks | 4.8K Cr | 14.8 | Rank 2 | High Growth Potential | 60 |
| 10 | Tamilnad Mercantile Bank Ltd | ₹802 | Banks | 10.6K Cr | 7.9 | Rank 2 | High Growth Potential | 60 |
| 11 | AU Small Finance Bank Ltd | ₹1,072 | Banks | 74.1K Cr | 28.1 | Rank 2 | High Growth Potential | 60 |
| 12 | Banco Bradesco S.A. | ₹3.52 | Banks | 37.2K Cr | 8.4 | Rank 3 | Neutral | 50 |
| 13 | Lloyds Banking Group plc | ₹5.44 | Banks | 80.6K Cr | 13.4 | Rank 3 | Neutral | 50 |
| 14 | Itaú Unibanco Holding S.A. | ₹7.88 | Banks | 86.9K Cr | 9.7 | Rank 3 | Neutral | 50 |
| 15 | Banco Santander, S.A. | ₹12.41 | Banks | 1.8L Cr | 12.1 | Rank 3 | Neutral | 50 |
| 16 | NatWest Group plc | ₹15.83 | Banks | 65.1K Cr | 8.6 | Rank 3 | Neutral | 50 |
| 17 | Huntington Bancshares Incorporated | ₹16.12 | Banks | 32.7K Cr | 12.4 | Rank 3 | Neutral | 50 |
| 18 | Mitsubishi UFJ Financial Group, Inc. | ₹18.82 | Banks | 2.2L Cr | 14.4 | Rank 3 | Neutral | 50 |
| 19 | Yes Bank Ltd | ₹23.9 | Banks | 69.3K Cr | 19.7 | Rank 3 | Neutral | 50 |
| 20 | Punjab & Sind Bank | ₹25 | Banks | 16.8K Cr | 12.7 | Rank 3 | Neutral | 50 |
| 21 | UCO Bank | ₹26.7 | Banks | 31.6K Cr | 11.4 | Rank 3 | Neutral | 50 |
| 22 | Banco Santander-Chile | ₹31.8 | Banks | 15.0K Cr | 13.5 | Rank 3 | Neutral | 50 |
| 23 | Central Bank of India | ₹32.6 | Banks | 30.9K Cr | 6.9 | Rank 3 | Neutral | 50 |
| 24 | Indian Overseas Bank | ₹34.6 | Banks | 67.4K Cr | 12.9 | Rank 3 | Neutral | 50 |
| 25 | South Indian Bank Ltd | ₹45.8 | Banks | 10.3K Cr | 7.4 | Rank 3 | Neutral | 50 |
| 26 | Truist Financial Corporation | ₹47.8 | Banks | 59.6K Cr | 12.0 | Rank 3 | Neutral | 50 |
| 27 | Fifth Third Bancorp | ₹49.88 | Banks | 45.2K Cr | 16.8 | Rank 3 | Neutral | 50 |
| 28 | Bank of America Corporation | ₹50.77 | Banks | 3.6L Cr | 13.0 | Rank 3 | Neutral | 50 |
| 29 | Citizens Financial Group, Inc. | ₹62.41 | Banks | 26.4K Cr | 15.1 | Rank 3 | Neutral | 50 |
| 30 | Wells Fargo & Company | ₹76.65 | Banks | 2.3L Cr | 12.0 | Rank 3 | Neutral | 50 |
| 31 | The Bank of Nova Scotia | ₹79.79 | Banks | 98.3K Cr | 16.5 | Rank 3 | Neutral | 50 |
| 32 | IDFC First Bank Ltd | ₹80.8 | Banks | 58.2K Cr | 35.6 | Rank 3 | Neutral | 50 |
| 33 | Bank of Maharashtra | ₹84.2 | Banks | 60.0K Cr | 8.6 | Rank 3 | Neutral | 50 |
| 34 | HSBC Holdings plc | ₹92.95 | Banks | 3.2L Cr | 15.5 | Rank 3 | Neutral | 50 |
| 35 | Canara Bank | ₹129 | Banks | 1.2L Cr | 5.9 | Rank 3 | Neutral | 50 |
| 36 | Fino Payments Bank Ltd | ₹135 | Banks | 993 Cr | 17.8 | Rank 3 | Neutral | 50 |
| 37 | Bank of India | ₹145 | Banks | 64.8K Cr | 6.1 | Rank 3 | Neutral | 50 |
| 38 | Bank of Montreal | ₹161.84 | Banks | 1.1L Cr | 18.6 | Rank 3 | Neutral | 50 |
| 39 | DCB Bank Ltd | ₹189 | Banks | 6.0K Cr | 8.2 | Rank 3 | Neutral | 50 |
| 40 | M&T Bank Corporation | ₹214.31 | Banks | 31.4K Cr | 12.1 | Rank 3 | Neutral | 50 |
| 41 | The PNC Financial Services Group, Inc. | ₹219.78 | Banks | 88.3K Cr | 12.8 | Rank 3 | Neutral | 50 |
| 42 | Bank of Baroda | ₹251 | Banks | 1.4L Cr | 6.8 | Rank 3 | Neutral | 50 |
| 43 | Karnataka Bank Ltd | ₹276 | Banks | 10.2K Cr | 8.8 | Rank 3 | Neutral | 50 |
| 44 | Karur Vysya Bank Ltd | ₹306 | Banks | 28.9K Cr | 11.5 | Rank 3 | Neutral | 50 |
| 45 | Federal Bank Ltd | ₹330 | Banks | 69.4K Cr | 16.0 | Rank 3 | Neutral | 50 |
| 46 | Credicorp Ltd. | ₹341.5 | Banks | 32.2K Cr | 13.4 | Rank 3 | Neutral | 50 |
| 47 | CSB Bank Ltd | ₹360 | Banks | 6.2K Cr | 9.8 | Rank 3 | Neutral | 50 |
| 48 | HDFC Bank Ltd | ₹825 | Banks | 11.8L Cr | 15.5 | Rank 3 | Neutral | 50 |
| 49 | IndusInd Bank Ltd | ₹1,016 | Banks | 69.1K Cr | 77.7 | Rank 3 | Neutral | 50 |
| 50 | State Bank of India | ₹1,036 | Banks | 8.9L Cr | 11.0 | Rank 3 | Neutral | 50 |
| 51 | ICICI Bank Ltd | ₹1,401 | Banks | 8.9L Cr | 16.5 | Rank 3 | Neutral | 50 |
| 52 | First Citizens BancShares, Inc. | ₹2,009.03 | Banks | 23.3K Cr | 11.5 | Rank 3 | Neutral | 50 |
| 53 | First Horizon Corporation | ₹24.22 | Banks | 11.5K Cr | 12.3 | Rank 4 | Review Needed | 40 |
| 54 | U.S. Bancorp | ₹54.45 | Banks | 84.5K Cr | 11.6 | Rank 4 | Review Needed | 40 |
| 55 | Grupo Cibest S.A. | ₹69.19 | Banks | 8.8K Cr | 9.6 | Rank 4 | Review Needed | 40 |
| 56 | Webster Financial Corporation | ₹72.65 | Banks | 11.8K Cr | 11.9 | Rank 4 | Review Needed | 40 |
| 57 | Equitas Small Finance Bank Ltd | ₹82.2 | Banks | 7.6K Cr | 74.0 | Rank 2 | Growth Story | 40 |
| 58 | Pinnacle Financial Partners, Inc. | ₹96.99 | Banks | 14.7K Cr | 13.7 | Rank 4 | Review Needed | 40 |
| 59 | East West Bancorp, Inc. | ₹123.05 | Banks | 16.9K Cr | 12.5 | Rank 4 | Review Needed | 40 |
| 60 | HDFC Bank Limited | ₹23.66 | Banks | 1.2L Cr | 17.7 | Rank 3 | Neutral | 30 |
| 61 | ICICI Bank Limited | ₹26.17 | Banks | 93.4K Cr | 16.8 | Rank 3 | Neutral | 30 |
| 62 | ESAF Small Finance Bank Ltd | ₹35.7 | Banks | 1.5K Cr | - | Rank 3 | Neutral | 30 |
| 63 | Punjab National Bank | ₹105 | Banks | 1.2L Cr | 6.4 | Rank 3 | Neutral | 30 |
| 64 | Union Bank of India | ₹165 | Banks | 1.2L Cr | 6.4 | Rank 3 | Neutral | 30 |
| 65 | Bandhan Bank Ltd | ₹210 | Banks | 31.3K Cr | 25.6 | Rank 3 | Neutral | 30 |
| 66 | Axis Bank Ltd | ₹1,324 | Banks | 3.9L Cr | 14.7 | Rank 3 | Neutral | 30 |
Last updated: 10 July 2026
How We Rank Banking Stocks
Bank stocks are evaluated differently from industrial companies. Our AI reads quarterly earnings call transcripts for commentary on Net Interest Margin (NIM) direction, credit deposit ratios, GNPA trends, and management guidance on loan book growth. These signals feed into our revenue and margin ranking model to score each bank.
Disclaimer: Arthneeti AI is not a SEBI-registered investment advisor. This list is for educational purposes only and does not constitute investment advice. Always consult a SEBI-registered financial advisor before making investment decisions.